Dr. Hatakeyama, Dr. Petrill, Dr. Hatakeyama and our team know that dental insurance can be both confusing and frustrating at times, so we’re here to make things clear. We’d love to help you better understand what you can expect from your dental insurance provider.
Why doesn’t my dental insurance cover the entire cost of my dental treatment?
Dental insurance isn’t meant to cover the full cost of any given dental treatment. Dental insurance is a monetary benefit, that may be provided by your employer, to help you pay for dental treatment. Most dental insurance plans are designed to only cover part of the cost.
If my insurance isn’t going to cover everything, why does it say that this procedure was covered 100 percent?
When a dental insurance says that they pay 100 percent of a procedure, they mean that they cover 100 percent of what the insurance provider allows as payment towards that procedure. Let’s say that your provider allows $70.00 as the 100 percent payment for an examination, but your dentist charges $85.00 for the examination. This means that that you will owe $15.00.
Why should I bother with insurance if I always have to pay out-of-pocket when I go to the dentist?
Even though dental insurance may not cover the entire cost of a procedure, it still covers something. This reduces your out-of-pocket expenses.
Feel free to come to us with all of your dental insurance questions. To schedule your next visit with our dentists in Hoffman Estates, Illinois, please contact Hoffman Estates Dental Professionals at 847-884-0120 today.